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Backgrounds and Beliefs of College Freshmen
Publisher:  The Chronicle of Higher Education
Sunday, 16 August 2020 18:00

For more than five decades, researchers at the University of California at Los Angeles have surveyed the nation’s incoming freshmen to learn more about their backgrounds, views, and expectations. Use this interactive graphic to see how their attitudes and self-images have changed since the 1960s.

Mollie Hemingway: The media is downplaying FBI lawyers guilty plea in Durham probe because they were 'implicated'
Publisher:  FOXNews
Friday, 14 August 2020 22:07

The media is downplaying the news that a former FBI lawyer will please guilty  as part of the Durham probe b because they don't want to held accountable for their role in Russia investigation, the Federalist's Maollie Hemingway said on "Tucker Carlson Tonight."

Maddow reveals how one state stood up to Trump’s USPS cuts — and won
Publisher:  Raw Story
Friday, 14 August 2020 22:06

MSNBC anchor Rachel Maddow’s opening segment on Friday focused on a positive story of political pressure stopping one of the Trump administration’s attacks on the U.S. Postal Service. Maddow reported how NBC Montana reporter Maritsa Georgiou had doggedly reported on the removal of postal boxes in Missoula, where she is based. Missoula has been a […]

Stirewalt responds to Hillary offer to help Biden 'any way I can': 'Consider a five-month-long cruise'
Publisher:  FOXNews
Friday, 14 August 2020 22:05

If Hillary Clinton wants to help Democrats win back the White House this fall, "she should consider a five-month-long cruise, maybe from pole to pole," Fox News politics editor Chris Stirewalt told "The Story" Friday.

Businesses can claim pandemic losses against Business Interruption Insurance policies. This is good for everyone except insurance companies [Interesting]
Publisher:  Fark
Friday, 14 August 2020 22:05

Interesting [link] [3 comments]

Donald Trump Dodges Question Of Whether He Supports QAnon Conspiracy Theory
Publisher:  inquisitr
Friday, 14 August 2020 22:04

Donald Trump appears at the White House.

Donald Trump refused to answer a series questions on Friday about whether he supports the QAnon conspiracy theory, which has garnered a significant following that started on the fringes of the internet but has begun to gain a foothold within some members of the Republican Party.

As The Associated Press reported, Trump was asked during a press briefing on Friday about whether he supports QAnon, which comes from a person or group of people claiming to have inside access to Trump. The conspiracy theory claims that the president has been secretly fighting against what supporters have referred to as the Deep State, with claims that a number of top Democrats are involved in rings of child abuse. Many of these predictions — including an early one that Hillary Clinton was under arrest, or facing imminent arrest — have been proven wrong. The predictions have also taken aim at some of the president’s other perceived enemies, including the late Arizona Senator John McCain.

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Vlade Divac steps down as Sacramento Kings' GM; Joe Dumars takes over
Publisher:  UPI
Friday, 14 August 2020 22:04

A day after missing the playoffs for the 14th consecutive season as a franchise, Sacramento Kings general manager Vlade Divac stepped down from his position.

Khloe Kardashian Blasted For Photoshop Fail After Original Look Airs On ‘Keeping Up With The Kardashians’
Publisher:  inquisitr
Friday, 14 August 2020 22:03

Khloe Kardashian walks the red carpet at the official grand opening party for Mohegan Sun's new ultra-lounge, novelle, on Saturday, June 22, 2019, in Uncasville, Connecticut.

Khloe Kardashian caused a massive stir in May when she posted an image on Instagram that appeared to be heavily photoshopped. The controversy died down until Friday, when an upcoming episode of Keeping Up with the Kardashians revealed what appears to be her original, pre-edited look. Social media users were quick to call out the reality star, posting the photos side-by-side to reveal what they believe to be an epic filter fail.

NBCUniversal Senior Executive and pop culture expert Mike Sington revealed the comparison on Twitter, captioning the post to compare what Khloe looks like on live camera versus what she looked like in the image she put up on social media in May.

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Darius Slay Responds After DeSean Jackson Burns Eagles CB at Camp
Publisher:  Heavy.com
Friday, 14 August 2020 22:03

It was only one rep — and the first rep for Darius Slay in eight months. But, wow, DeSean Jackson looks fast.

Jackson, who underwent core-muscle surgery last year, can be seen lining up against Slay at the 40-yard line and sprinting past the Eagles cornerback into the end zone. Jackson gets Slay by about five yards in a video shared by former NFL receiver Chad Johnson.

Slay responded with “chill out” on Twitter and T.J. Lang — Slay’s former teammate in Detroit — offered that Jackson possessed 4.6 speed. Johnson and Slay carried the conversation into the afternoon and ended it with a mutual understanding.

Johnson — the same guy who jokingly offered his services to the Eagles — shared two videos of Jackson running routes at camp. The first one showed him beating Slay and sprinting 40 yards to paydirt while the second demonstrated Jackson faking Slay out on a quick five-yard hitch route. Jackson had not commented on the posts but he did share a motivational message earlier in the day saying: “Don’t want no fake love !! Keep that same ENERGY !!”

When Slay met with reporters this week, the shutdown cornerback talked at length about wanting to challenge his teammates at practice and make them better. It was a feeling he thought should improve both the receivers group and the secondary unit.

“I’m hoping they help me become a better corner and I’m hoping I can help them become a better receiver or tight end or quarterback,” Slay said. “My goal here is to just make people better, that’s how I always played the game. If you’re not coming into the game giving another guy knowledge, trying to make him a better player, then you’re not a great teammate. And I like to be a great teammate.”

Follow the Heavy on Eagles Facebook page for the latest breaking news, rumors and content!


New Eagles WR Coach Talks About Jackson

First-year Eagles receivers coach Aaron Moorehead was raving about Jackson’s elite speed just the other day. He was asked about relating to the smaller, shiftier guys on the team versus the lanky ones that resemble Moorehead’s own 6-foot-3 (and a half) frame. Moorehead admitted he couldn’t fathom having Jackson’s natural abilities.

“I’ve had to teach myself to coach the DeSean Jacksons over the years because it’s not as natural to me,” Moorehead said. “DeSean does things so naturally that I could never physically be able to do. It’s more natural for me to coach the Alshons and the JJs, those guys are easy.”

Alshon Jeffery stands at 6-foot-3 and weighs 216 pounds while second-year man J.J. Arcega-Whiteside stands at 6-foot-2 and 225 pounds. The latter was the topic of much debate in his rookie year as he battled injuries and struggled to see the field. Arcega-Whiteside had cross-trained at all three receiver spots (X, Y, Z) but never mastered any of them. He’s been looking good so far in camp, per Moorehead.

“Right now, JJ is doing a great job,” Moorehead said. “His experience from last year of having to move around a little bit has been great for him. I think when you learn a spot, you tend to pigeonhole yourself and get yourself in trouble.”

Follow the Heavy on Eagles Facebook page for the latest breaking news, rumors and content!

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THE GLOBAL NEOBANKS REPORT: How 26 upstarts are winning customers and pivoting from hyper-growth to profitability in a $27 billion market
Publisher:  business insider
Friday, 14 August 2020 22:01

Neobanks — digital-only banks with industry-leading capabilities that don't operate physical branches or rely on legacy back-ends — have exploded onto the global scene in recent years.

Neobank forecast

Increased consumer interest in neobanks is stimulating competition globally, creating an increasingly competitive landscape which has driven neobanks to roll out extravagant features, like overdraft protection and sign-up incentives. 

Beyond scaling rapidly by user count, neobanks are navigating the best route to profitability. Today, the average neobank loses $11 per user, per Accenture, and though neobanks' expenses are partially offset by not operating costly branch networks, they still need to find sustainable business models.

Some major strategies are beginning to coalesce: Most neobanks operate under a "freemium" model, in which they offer their product for free, but charge for additional features, while others offer multitier subscriptions with varying levels of premium accounts. Additionally, other players are targeting niche segments, like small businesses or gig economy workers, in their pursuit of profitability.

In The Global Neobanks report, Business Insider Intelligence explores how the neobank market has grown rapidly, and what's in store as the industry pivots from hyper-growth to sustainability. We discuss how 26 neobanks in key global markets are prioritizing scale versus profitability, identifying best practices to emulate and pitfalls to avoid.

The companies mentioned in the report include: ABN Amro, Adyen, Ant financial, ANZ, Aspiration, Banco Inter, Bank Leumi, Banco Sabadell, Banco Votorantim, Bnext, bunq, Chime, Commonwealth Bank of Australia, Dave, Finleap, ING, Judo, Klar, Kuda, Mastercard, Monzo, Moven, MYbank, National Australia Bank, Neon, Nubank, N26, OakNorth, Open, Pepper, Penta, Revolut, Raising, Rabobank, Santander, Starling, Standard Chartered, Tandem, TD Bank, TransferWise, Tencent, Uala, Uber, Volt, Varo, WeBank, Westpac, Xinja, 86 400.

Here are some key takeaways from the report:

  • With an estimated 39 million users globally, neobanks' valuations have skyrocketed thanks to their attractive value propositions which include personal finance management features, low rates, and superior user experiences.
  • But the same features that have helped neobanks catch on have pushed profitability further out of reach. Neobanks have been forced to roll out flashy features to stand out to users, and marketing these features has driven up expenses. 
  • There's no universal path to profitability for neobanks — but a few major categories are emerging. Freemium pricing strategies, multitiered subscriptions, and targeting niche demographics are three strategies neobanks are employing in pursuit of profit.  
  • Individual neobank landscapes vary by market, but their inherent advantages are allowing neobanks to emerge in markets globally. Regional factors have made certain markets particularly ripe, such as fintech-friendly regulations, negative consumer perceptions of incumbents, and gaps in banking services for underbanked populations. 

In full, the report:

  • Sizes the neobank market by value, number of users, and number of accounts to 2024.
  • Explores the factors that will propel the neobank market to new heights over the next five years, and the challenge of reaching profitability underpinning this growth.
  • Highlights key players in various global markets — including Europe, North America, Latin America, Asia Pacific, and the Middle East and Africa — that are representative of the general neobank landscape and that have excelled in global footprint, features, users, or total funding raised. 
  • Spotlights some of the smaller players that represent the emerging opportunity in a given market.
  • Discusses how different neobanks in key global markets are prioritizing scale versus profitability, identifying best practices to emulate and pitfalls to avoid. 

Interested in getting the full report? Here's how to get access:

  1. Purchase & download the full report from our research store. >> Purchase & Download Now
  2. Sign up for Banking Pro, Business Insider Intelligence's expert product suite tailored for today's (and tomorrow's) decision-makers in the financial services industry, delivered to your inbox 6x a week. >> Get Started
  3. Join thousands of top companies worldwide who trust Business Insider Intelligence for their competitive research needs. >> Inquire About Our Enterprise Memberships
  4. Current subscribers can read the report here.

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